Turning 18? HERE are top 7 things that you need to do RIGHT NOW

One of the biggest issue that every teenager encounters when turning 18 is that they do not know what to do next. 

Here I have listed some of the top things that you need to do right now!

TIP #1 : Get your personal documents ready. 

It's important to have these documents you need to establish your identity, property, ownership, and financial assets safe. 

Here is the list :-

1. PAN CARD  
2. DRIVER'S LICENSE  
3. PASSPORT
4. VOTER ID

Get these documents ready in these specific order!

 
TIP #2 : Start building your credit score      

Go to a reputed bank chain and open a bank account with any amount of balance. Apply for a credit card and start paying for items using that card.    

                               

Always make SURE that you clear your dues by the end of the month. This will help you build your credit score.  

Having a good credit score will benefit you while taking loans or applying for VISA to visit abroad. 

TIP #3 : Start Investing 

Investing is important, if not critical, to make your money work for you. You work hard for your money and your money should work hard for you. 

Investing is how you take charge of your financial security.

It allows you to grow your wealth but also generate an additional income stream if needed ahead of retirement. 

Starting at an early age will help you understand the financial markets better. Take my advice and start investing your money in a reputed mutual fund. 

 TIP #4 : Focus on skill building

If I ask you one question, in your 12 years of schooling what skill did you learn? You won't have any answer for this question.

 Focus on developing your soft skills and your hard skills. Soft skills include time management, communication, public speaking and hard skill involves advanced excel, digital marketing, content writing, java script, python. 

 

Focus on one skill and master it. It will help you build a better profile and you can also earn money by taking up jobs for that skill. 

You should not wait to turn 18 to start building skill, but if you haven't already started NOW is the time!

 

 TIP #5 : Start Reading 

In your daily schedule create time to read at least 30-40 pages of a book most preferably on personality development.  18-25 is a age where you focus on building your foundation. The better your foundation is the better you will succeed. 

If you don't want to read books, read articles or blogs that will make you learn and form an opinion on several issues. Reading your course textbooks won't help you as a person but only your grades. Here are some good books to start reading. 

 

TIP #6 : Define the people you are around 

Our friend circle is something that really defines who we are, they are in a way our reflection. You have to decide what type of people you want around you.

 You need to learn to distant yourself from toxic and negative people. Your mind will only give out what it takes in. If you are around negative people you will give out negativity and vice versa.

If you want to stay ahead you need spend time with yourself. Making friends who think like you, with whom you can have an intelligent conversation will have a great and a positive impact on your life. Here are some ways in which you can do that.

 

TIP #7 : Experiment 

Go out there and just experiment! Learn new things everyday, Try new things everyday, Challenge yourself, put yourself in your uncomforting zone and just explore yourself. 

This is an age where all things are yet to take place and we are not loaded with responsibilities. 

 

All these new things you try will help you find yourself , will give you more clarity about who you really are and what you really want in life.